★★★★★

What Clients Say

Real reviews from real clients across Colorado and beyond, in their own words.

★★★★★

I worked with Chris on the mortgage for my first home. Was incredibly knowledgeable, helpful, and clear. Took the time to break everything down for me and answer all my questions. Got me an amazing rate. I brought it to other lenders and they said they could never come close.

Miranda
Security-Widefield, CO
VA LoanFirst-Time Buyer
★★★★★

Working with Chris Cartwright at Three Point Mortgage was one of the best decisions we made during our home buying process as first time home buyers. He took the time to explain every loan option clearly and helped us choose the mortgage strategy that made the most sense for our goals instead of just pushing a one size fits all solution.

Ellie Dimitrov
Denver, CO
First-Time Buyer
★★★★★

Chris made the mortgage process far easier than we expected. As we relocated to Denver, we weren't sure what to expect with financing, but Chris walked us through our options clearly. What stood out most was how on top of things he was, paperwork, deadlines, and rate lock all handled without a hitch.

Jack Morrissette
Denver, CO
Relocation
★★★★★

Working with Chris was an outstanding experience from start to finish. He made the refinance process smooth, stress-free, and easy to understand every step of the way. Communication was excellent, timelines were met, and he worked hard to secure a great rate and terms for me.

Shuqi Zhang
Colorado
Refinance
★★★★★

Chris has handled both my home purchase and a refinance, and I wouldn't go to anyone else at this point. What sets him apart is that he actually thinks a few steps ahead, he flagged scenarios I hadn't considered and saved me a real chunk of money on the refi.

Andy Gobel
Colorado
Refinance
★★★★★

My fiancée and I worked with Chris and Three Point Mortgage buying our first home. No complaints at all. We had a quick 3 week close, Chris was right there through the whole process and even there to congratulate us on closing day.

Kyle Rynearson
Colorado
First-Time Buyer
★★★★★

It was truly great to work with Chris with our first home buying experience. He went above and beyond to ensure all our questions were answered, and that we understood everything clearly. Highly recommend.

Drew Barnes
Colorado
First-Time Buyer
★★★★★

After initially getting pre-approvals from a few different providers, Chris was able to beat all other offers and get us the best deal for our first home. Would recommend for anyone looking at their loan options.

Maiya Mindoro
Colorado
First-Time Buyer
★★★★★

Believe me, I worked with 5 lenders and Christopher Cartwright is the best of the best. His response time on everything is in minutes, and the best of all, I got an interest rate which is the best you can find online.

Kartik Chandra
Battle Ground, WA
Washington Client

Read More Reviews

Common Questions

Are these reviews verified?

Yes. All reviews shown here are pulled directly from Google Business Profile and Zillow, both of which require a verified account to leave a review. Nothing here is edited or written by our team.

Do you work with clients outside of Colorado?

Yes. Chris is licensed in Colorado, Washington, Texas, California, Arizona, and Florida, and has closed loans for clients in multiple states, including the Washington review featured above.

What loan types do these reviews cover?

The reviews above span first-time buyers, VA loans, refinances, and relocation clients moving to Colorado. Use the filters above to see reviews specific to your situation.

How do I leave a review?

If you've worked with Chris, reviews can be left directly on Google or Zillow using the links above. Every review helps other buyers find a lender they can trust.

Ready to start your own conversation?

A 15-minute call is all it takes to see what a strategy-first approach to your mortgage looks like.